Visit Any Licensed Vet
Get vet treatment in the US or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Cash Back
Get paid back for eligible vet bills for covered conditions.
What is covered in Spot plans?
Spot Preventive Care Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on
Dental Teeth Cleaning
Cleaning coverage included in Spot's preventative care coverage options for an extra cost
Wellness Exams
Routine exams and screenings give your vet the opportunity to detect health issues in the early stages
24/7 Pet Health Helpline
Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetAccess™.
Your questions will be answered by veterinary experts 24/7 at no additional cost!
Happy Pet Parents Trust Spot
Rated 4.7 / 5 based on 4,788 reviews
The insurance is affordable!
The insurance is affordable! I pay monthly and it covers A LOT. The claim process is incredibly easy and super fast. Love this insurance for my dog.
I am so happy that I chose Spot.
I am so happy that I chose Spot for pet insurance. I have all three of my cats on it and I am super grateful for it. I’ve had a few emergency vet visits since I signed up with Spot. It really took some sticker shock away. I suggest Spot pet insurance to anyone with a pet. You can have a plan that helps cover preventative and emergency visits. I found that most pet insurance companies do not do both. I know I made the right decision choosing Spot.
Claim and reimbursement
Submitting claim was very easy and quick process. Reimbursement was quick as well. Overall great experience with submitting my first claim!
Easy to file, fast approval!!!
Easy to file claim on app and approved next day!
We’ve always been a little hesitant to…
We’ve always been a little hesitant to get pet insurance because we’ve heard horror stories about how hard it is to file a claim and get paid. That is so far from the truth with Spot. They made filing the claim so easy and getting paid with direct deposit made it so I didn’t even have to think about it after I submitted it.
Reimbursed quickly!
Pet insurance is new to me but it makes taking my puppy to the vet easy.
Satisfied
I wish we would've gotten pet insurance sooner! It gives me peace of mind for sure. They process claims quickly too.
My puppy's first wellness visit invoice…
My puppy's first wellness visit invoice was submitted that day, within three business days I was reimbursed for the amount covered directly into my bank account. I have never had a transaction with any type of insurance company move so quickly or smoothly. I am very happy with my decision to insure my puppy with Spot Pet Insurance. I reviewed many, many companies and spoke with several very nice representatives before ultimately making this choice.